We Help Small Business Owners Understand Their Retirement Plan Options That Can Grow Their Business Faster

Are You Missing Out on Key Employees Because You Lack a Retirement Plan?

Below are Three Examples of Our Innovative Retirement Plans for Small Businesses that Will Help You Business Grow.

Our goal is to discuss the accumulation phase of your business retirement plan and the distribution phase. We will provide current information about the different qualified retirement plan types and design options, along with determining factors for choosing the appropriate retirement plan for your business, with a strong emphasis on retaining and attracting talented employees. We will also discuss insight into potential future changes in the retirement world.

Traditional Defined Benefit Plans

Defined benefit plans provide owners the opportunity to accumulate a substantial retirement benefit.

401(k) Safe Harbor with Cross-Tested Profit Sharing

In a 401(k) cross-tested profit sharing formula, employees are assigned to classification groups based upon ownership or job title. Each group receives a different percentage of the contribution, subject to nondiscrimination testing.

Cash Balance Defined Benefit Plans

A cash balance plan is a defined benefit plan that provides a contribution based on a percentage of salary and credits a rate of return on the contribution. It is considered a hybrid plan because it combines the contribution limits of a defined benefit plan with account balances that look like a defined contribution plan.

To Learn More About How Our Innovative Retirement Plans Fit Your Needs-Schedule, a Call to discuss the Possibilities.

Submit your request, and let's schedule a time to discuss potential retirement plans to keep and attract talented employees.

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Ronald Lawless

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Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice.